Legal Agreement

Terms of Service

Please read these terms carefully before using APSA Boss platform. By using our services, you agree to be bound by these terms.

Last Updated: March 18, 2026

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1. Agreement
2. Eligibility
3. Account
4. Transactions
5. Fees
6. Security
1

Agreement to Terms

By accessing or using APSA Boss mobile application and services, you agree to be bound by these Terms of Service. If you disagree with any part of the terms, you may not access the service.

Legal Agreement: These terms constitute a legally binding agreement between you and APSA Boss Financial Technologies governing your use of the platform.

Updates to Terms

We reserve the right to modify these terms at any time. We will notify users of material changes via email or in-app notification. Continued use after changes constitutes acceptance.

2

Eligibility

To use APSA Boss, you must:

  • Be at least 18 years of age
  • Be a resident of Nigeria or the United States
  • Have valid government-issued identification
  • Provide accurate and complete registration information
  • Not be on any sanctions lists
Verification Required: All users must complete KYC verification before accessing financial services.
3

Account Registration

Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Account Types

  • Individual Account: For personal use
  • Business Account: For registered businesses
  • Merchant Account: For businesses accepting payments
4

Transactions & ABA AI

APSA Coin Transactions

All transactions on the platform are processed using APSA Coin on the Polygon Network. Blockchain transactions are irreversible once confirmed.

ABA AI Assistant

Our AI assistant provides personalized financial insights. Decisions based on AI recommendations are your responsibility.

AI Disclaimer: ABA provides recommendations only. Always verify before making financial decisions.

5

Fees and Charges

P2P Transfers

Free
Between APSA users

Bank Withdrawals

₦50
Flat fee

Investment Returns

20%
Platform fee
6

Security and Compliance

Security Measures

  • 256-bit encryption
  • Biometric authentication
  • Two-factor authentication
  • Real-time fraud monitoring

Compliance

  • CBN PSSP license pending
  • AML/KYC compliance
  • Data protection regulations
  • Regular security audits

Questions? We're Here

Email Support

legal@apsaboss.com

Send Message

Phone Support

+234 (0) 123 456 789

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Lagos, Nigeria

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